Friday, January 26, 2024

Fourth Frugal Friday of January 2024

 


Welcome to Frugal Friday! 

My Frugal Week

I am so happy that the weather has warmed up this week. It's around 65 in my bedroom/office with no heat on at the moment and I am thrilled!

Attorney's Office

On Monday we went to our rescheduled appointment at the attorney's office to make a property transfer. My brother, sister, and I are having my Mom's land and my Dad's land transferred into our names. 

My Mother died without a will, and while my Father had one about twenty years ago, we have been unable to find it. Tennessee state law says that upon the death of a property owner with no will, the land automatically goes to the children, but we have to do the paperwork.  

The attorney said this would be like putting a puzzle together and in order to save money I can do some of the leg work myself as he charges $250 per hour. So, I've been creating a timeline of their lives and the purchases of land they've bought and sold here in Tennessee. I've been in contact with the Register of Deeds here and been obtaining property deeds to sort it out. 

In order to save on gas, we combined errands. So, we went into Publix for the juice sale and Food City for the sale on herbal tea. We also stopped by CVS for several Rxs. 

Tip of the Week

Rather than use a credit card or even worse, a payday loan, sell something you have to pay for unexpected expenses. 

Saving on Electricity

Last week I was reading over at the Cash Only Living blog and she mentioned recording their electricity usage everyday so they could see what made it increase. So, I've been writing in my calendar how many kWh we use each day. It's easy enough to do this by visiting our usage chart on our electric company's website. 

The highest recording reading during the recent cold spell was 95.82 kWh, which was a day we were using heat and laundering bed clothes. That is high for us and similar to our usage on days when it's very hot and we have the air conditioning running. The lowest usage was 29 kWh when the power was off for around six hours. 

One way we've been saving on electric this month is by using my Dad's propane heater. We bought these back when Y2K was a thing in 1999 and he later used them to heat his home. 


Since Dad had already paid for the propane, we are using them to supplement our electric heat, which is expensive, to save on our heating bill this month. This really came in handy during the recent cold spell. 

Freebies


I received a free lotion sample in the mail from CeraVe this week. 

Funny of the Week

Oftentimes in bitter cold, like we've experienced lately, the decks on our house will expand and make a very loud popping sound because of the cold. We had concrete porches where I grew up in Illinois and never heard these sounds. 

 The first time our cat Archie heard the noise he ran and hid under my bed not knowing what was happening. Poor baby was scared!  LOL

Joy of the Week


Mrs. Sharon White, who writes at the Legacy of Home blog, had a contest in December and I was one of the winners.  I received a copy of her book titled, Wonderful Days at Home, in the mail this week. I'll be sure to do a review of the book and let you all know about it soon. 

Savings of the Week

The dial on our dryer broke inside last week, so Bailey did a little reading online and found a solution. To have a repairman come to the house would cost over $200, but she read that the dial can be bought on Amazon for $9. So, we bought the dial and it was an easy fix. What's funny is that dial was always hard to turn and now it turns very easily. Who knew?! LOL

Question of the Week


Do you know where we can buy Lord Chesterfield's Seasoned Butter Beans? 

From what I've been reading, I *think* they have switched over to the Margaret Holmes brand. Someone gifted this can above to us and we really liked them, so I was wondering and thought I would ask my readers. 

Saving Money YouTube Videos

Frugal Queen ~ Go Frugal or Go Broke

Frozen Pennies ~ Low Income Woman's Frugal Living Secrets

Saving Money on Entertainment

We've been watching Manifest this week as they've added more episodes to the 4th season.  A plane inexplicably disappears on a trans-oceanic flight and returns five years later after being presumed lost at sea. While no time has passed for those on the flight, years have gone by for their loved ones who have learned to live with their loss.

What I've been Reading This Week

 Iowa State University Extension ~ Spend Smart. Eat Smart.

Passionate Penny Pincher ~ The Ultimate Guide to a Better Grocery Budget


Thank you for dropping by my frugal blog, you are always welcome here. 

We would love to hear all about your week in the comment section.


Belinda
Homemaker at Heart
Mortgage & Debt Free
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


19 comments:

  1. Sounds like a busy week. Glad you are taking care of all the legal items. I had the knob on my dryer break many years ago - it broke right in half where it adjoins the dryer. I glued it back together and put it back on - still going strong!
    Have a nice weekend

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    Replies
    1. Oh, that is great about your knob on the dryer, Cheryl. Yes, it has been a busy week here, which I like because it takes my mind off things. I hope you also have a nice weekend. :)

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  2. It's always a good thing to have your legal affairs in order, I wrote my will some twenty years ago, and let the family members know.
    You've had a busy week, I've been cocooned inside with all of the snow, but now time to return and start ticking off my to-do list : )
    Those butter beans look delicious !
    ~Jo

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    1. Oh, they are so good, Jo. I hope we can find some more. Yes, on the snow/cold weather. I'm so happy it has warmed up some. This to me is more typical of January weather in Tennessee than that frigid bitter cold, which is why I'm glad we no longer live in Illinois as the weather there is bitter cold in winter time.

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  3. I got my beans at UGO I think! Toni Meetze-Wood

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  4. I hope you manage to get all that you need to have the land transferred to you kids. Busy, busy as always Belinda.

    God bless.

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  5. My sister and I took our Mother to a law firm that specialized in Elder Care Laws. They took care of everything, putting her estate in family and preservation trusts. We also used their financial advisor. Found out the company she had been going to for many years was doing nothing, and her previous trust was wrongly prepared. My husband and I used the same firm to prepare our financial estate. Well worth the peace of mind to make it easier on the family in the future even if your estate is very small like ours. Deana from Ohio.

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    Replies
    1. That is such great advice to follow, Deana. I know I'm going to leave a will and all the other necessary paperwork like power of attorney and let Bailey know where it is when the times comes.

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  6. The propane heat is nice! It’s nice to sit near when you are especially cold! Your tip of the week is spot on! (Little Penpen)

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    Replies
    1. Thanks, Penny. It's easier to sell something than to pay with a payday loan and then regret how much you have to pay back later.

      We really liked the propane heater, it really helped bring up the temperature in the house quickly.

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  7. Hi Belinda,
    Settling an estate with or without a will is hard work and emotionally draining. I wish you the best and hope everything goes well for you. As for Lord Chesterfield beans, I've never heard of them but did some research and they apparently were acquired by McCall Foods (https://www.mccallfarms.com/our-brands/) and are now packaged under the Glory Foods brand (https://gloryfoods.com/) Their website is pretty extensive and even includes some cookbooks to download for free. I have seen this brand in my store so I'm going to check them out. Thanks for giving me something to search for, it was fun! Have a great weekend!

    ReplyDelete
    Replies
    1. Thank you so much, Bobi. We do have Glory foods, here, so I’ll be looking at those for the butter beans. They were very good. I’ll be sure to check out their website too as I love looking at recipes and sounds right up my alley. 😊

      Thank you too on your words about my parents estate. Slowly, but surely we will get it sorted out.

      I hope you also have a great weekend!

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    2. Bobi, Here is a link to Glory Foods Butter Beans. I do believe these are the same as the Lord Chesterfield. The glory Foods beans also have bacon in them, woo hoo! :)

      https://gloryfoods.com/products/peas-and-beans/seasoned-butter-beans/

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  8. Having the electricity off will definitely help to keep the usage low...brrr, but at what cost? I don't eat the seasoned vegetables because of sodium and they have too much seasoning. But, I have never seen that brand. Hope you find them.
    I never got a loan and did not have to sell anything. I suffered doing so, but it was better than a high interest loan. They should be outlawed.
    I did the legwork for an attorney representing me. His fee was $175/hr. I work more cheaply than that. I am guessing you do, too...lol.

    ReplyDelete
    Replies
    1. Right?! On the lower electric usage from the power being off! We fared better than some people though, so I won't complain.

      Bobi found them for me and they are now package under the Glory Foods label. I understand about the sodium for you.

      I agree payday loans should be outlawed! Some business owners have gotten rich from people paying them back.

      And yes, I work much cheaper than the lawyer. LOL

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  9. Glory foods are good -sometimes they can be seasoned very well.
    I love youtube help videos. I'm glad you found the knob you needed and it's easier to use now. I found last week on youtube that I could fix my hand held can openers. I have a few that are messed up and was ready to throw them away. Now on to the fix.

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    Replies
    1. Oh wow, I didn't know you could fix those, Vickie. I have one that needs fixing and is a nice Swingline. I'll have to check out those Youtube videos. Thanks so much for that great tip.

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