Sunday, October 14, 2018

Frugal Friday - October 5, 2018


The Freeosk at Walmart went a little crazy this week and gave us eleven samples of Johnson's Bedtime Lotion instead of the one it normally gives.  


A friend at work gave me a couple of figs from her mother's fig tree. They were delicious. One of the men from the Navy came to school for recruiting and gave me a free cup and stress ball. 

This week we have been on fall break, so I've gotten so many things done this week that I've put on the back burner. It's been a good week as a result. 

I sold two things on eBay this week and have $30 extra dollars to show for that. Today I worked on cleaning up my store and listing a couple of more items on there. 

We went to multiple yard sales over the weekend. The only item I bought this weekend was a blanket for $1.00. I like blankets in the living room as a throw for when cold weather comes. 

Gave my daughter a trim at the back of her neck. She cuts her own hair, but this section if hard for her to do, so I did it for her. Savings = $13.00.

How was your week?

Belinda
~ Living within our Means ~

Wednesday, October 10, 2018

Saving Money on Prescription Drugs

We've discussed this topic here at the Frugal Workshop before, but as always it's good to review your expenses regularly to see if you can get them even lower. 

Last week I worked a very stressful job all week and my blood pressure was high as a result, so yesterday I made a visit to my doctor's office. 

Come to find out my regular doctor had retired, so my appointment was with a new doctor. This turned out to be a good thing. 

She was asking me about my prescriptions and told me how I could save money on some of them. Turns out Publix now has some 90 day prescriptions for $7.50. 
So, we ended up transferring some of mine to Publix. 

Turns out one of my Mom's prescriptions is also on the $7.50 list, so she is going to switch her RX over to Publix as well. 

Here is a list of the prescription drugs they are offering.  

This is a great savings for only $2.50 per month, and just goes to show that you should always be reviewing your expenses to see if you can get them ever lower than you are paying now. 

Belinda
~ Living within our Means ~

Monday, October 8, 2018

White Chicken Enchiladas

This is a new to us recipe that I found on the Moss Family YouTube channel. We tried it today and really like it, so it will become a part of our regular menu rotation. Here is the recipe if you're interested.  

White Chicken Enchiladas

Ingredients
2 cups shredded Monterey Jack cheddar cheese
8 flour tortillas soft shell
3 tablespoons butter
1 cup sour cream
1 4 oz can of diced green chiles
2 cups shredded chicken about 1 big chicken breast
3 tablespoons flour
2 cups of chicken broth
Salt and pepper
Instructions
Preheat the oven to 425 degrees.
Cook/shred your chicken breast and mix it with 1 cup of shredded cheese.
Lay 8 tortillas out and fill each one with the chicken mixture making sure they are all even. Roll them up tightly and put them in a greased 9×13 baking dish.
In a saucepan, melt the butter and add in the 3 tbsp of flour. Mix and cook for about one minute.
Add in the 2 cups of chicken broth, whisking until it’s a smooth consistency. Whisk over medium heat until it is thick and creamy (usually takes about 5-8 minutes).
Mix in the sour cream, salt/pepper, and the can of chiles to the pan.
Pour the creamy sauce over the rolled up tortillas evenly.
Add 1 cup of the cheddar cheese over the top.
Bake for 20-25 minutes or until the cheese is golden brown.

Belinda
~ Living within our Means ~

Monday, October 1, 2018

Yard Sale Saturday


This week there were five neighborhood community yard sales this week, so we made sure to wake up early and head out. 

The weather was perfect for yard sales. It was 65 degrees for most of the morning and the high only got up to 80 degrees. I am loving this cooler fall weather. 

Friday night after worked I cooked and packed our breakfast and lunches. That way we were ready to head out the door as soon as possible Saturday morning.  

This week I picked up several items for myself. 

First off was this shelf for $3.00. 


Napkins & Table Covers $2.00


GE Double Burner Hot Plate $10


Big & Beautiful Cloth Napkins 25¢ each


See how much bigger they are than a normal sized cloth napkin? I love them. 


Two more cloth napkins 25¢ each. I love these 100% cotton ones and replace any of mine that aren't made of this absorbent material. 


Four wash clothes 25¢ each. These will replace some of ours that are getting worn out. 

We were able to pick up multiple free items this week though. 

At the end of the day we happened across a church yard sale and two different sellers had a section of free items. 



We went through the piles and picked out several things. 

All of these Items were Free

Drying Rack 

I never thought I would find a free drying rack, but it was the end of the day and the lady was hot and tired and just wanted to get rid of stuff. The price tag she had on this was $7.50, but she just gave it to us. 

Please excuse the mess in the background. We were unloading the car from yard sales and had all the bags here. 

Rubbermaid Container


American Eagle Outfitters Clutch


 A pair of American Eagle jeans. 




It was a great day for yard sales. We even ended up going back out on Sunday to one yard sale as the lady running it was going to sell everything at a reduced rate and she had great items. 

I didn't buy anything, but my daughter loaded up and got some great deals for her reselling business.

Did you venture out to any yard sales? Let me know if you did in the comment section. I would love to hear about it.

Belinda
~ Living within our Means ~

Saturday, September 29, 2018

Frugal Friday 9-28-2018


This week I found a one dollar coin and a penny on the ground. 

We've had a lot of rain here this week with local flooding as well. Several roads have been flooded, so we were on a two hour delay for school both Thursday and Friday. This way bus drivers can drive in the daylight and see any roads that are flooded. 

My daughter had a free breakfast from Panera Bread this week and picked that up on her way to a church yard sale. And I also have a free drink from there, but haven't picked that up yet.

I worked while I was working this week. I was busy subbing on Wednesday but had a two hour planning period in the middle of the day. So, while I was getting paid for subbing I was also crossposting to Mercari and Poshmark. 

Thanks in a big part to my daughter we have met our September savings goals for our house fund.  We work together as a team and one day will realize our goal of being home owners. 

I did not spend any money eating out this week. In fact I have not spent any money this week. I've just worked each day and brought my lunch with me from home. 



One of the jobs I worked at this week had free water bottles. Sometimes I don't bring enough water from home and run out before the end of the day. 

Extra water tends to add to the weight that I have to carry each day, which I try to avoid, so the extra water this week was great. 

With the rain came some cooler weather and we were able to turn the air conditioner off at night. I'm so grateful for the cooler weather and the savings it will bring to our electric bill next month. 

I filled up my gas tank after work on Friday and saved 10¢ per gallon (saving me $1.36) using my EZ Pay card and also earned 42¢ in points using my Exxon rewards card towards a future purchase. 

This week I sold five cookbooks on Ebay and netted $9 in return. My Ebay shop has been neglected due to my working so much lately and I'm hoping to tend to it this weekend. 

I received three free magazines in the mail this week and read those. Afterwards I shared them with my art teacher friend so she can use them in her classroom for art projects. 



This week I rescued some toilet paper that was about to be thrown away to make room for a new big roll. 

Friday evening I came home and made dinner. Afterwards I made iced tea, boiled some eggs for egg salad, and cooked some sausage and biscuits for breakfast. 

I packed breakfast and lunch and we woke up bright and early Saturday morning and headed out for yard sales. 

How was your week? I'd love to hear all about it in the comment section. 

Belinda
~ Living within our Means ~

Wednesday, September 26, 2018

FW Update

Sorry about being missing in action lately, but work has kept me busy, and I'm working everyday this week and next week. I wasn't scheduled to work every day this week, but I am now due to illness. 

I'm doing my very best to cook dinner every night even though I'm tired. We had our regular movie night last night, but I fell asleep before the movie was even over. We were watching the musical, Chicago. 

This Weeks Freebies 

We had a coupon for make a purchase at Krispy Kreme and get a free pumpkin spice doughnut. We love the pumpkin spices ones, so we bought one and got one free. 

Bailey had a free reward to pick up from Panera Bread, so she picked out a chocolate croissant. 

This Week's Coupon Deals

Bailey went to Publix on Wednesday to pick up the following coupons deals...

Ken's Dressings 75¢



Ragu Spaghetti Sauce 25¢


Dove Deodorant 75¢


The following items came from the Food City Crash and Burn section. 

Two cans of mixed vegetables for 47¢ each. 


One can of pears for 60¢ and one can of chili beans for 34¢.


Ten boxes of cranberry jello, which I will use for cranberry salad this winter. I usually use cherry, but found cranberry jello about ten years ago. 

However, cranberry was hard to find in the last few years. So I was tickled to find it these on markdown for 15¢ per box.



Today I'm working, but also have a two hour planning period in the middle of the day, so I've brought my computer to work with me and will be crossposting during that time. 

This American History class is watching a film on Alvin York, which is such a good movie. 

I hope you all are having a great week and I will try to get a couple of more posts up this week. 

Belinda
~ Living within our Means ~

Tuesday, September 18, 2018

Using Creativity in Frugal Living

Image Credit

Some people choose to live frugal by choice while some people choose a frugal lifestyle out of necessity. 

My daughter and I have lived on a smaller income since 1998, so we live this lifestyle out of necessity. Over the years we've learned to get the things we needed using some creativity along the way.

Oftentimes in our consumerist society it's easy to buy what you need if you have enough money. Our problem was that we didn't always have the money to buy the things we needed. 

So we rolled up our sleeves and did what we had to do to get those things we needed. We got creative and you can do the same thing. If you get creative with your needs, instead of buying what you need, you will be able to save money and sometimes a lot of money.

Image Credit
What if you don't have money to buy groceries? Creating a meal using the food you have at home is being creative. We do this on a regular basis. 


When my daughter switched over to cloth pads full time and found the brand she liked they were expensive, so we could only buy them once or twice a year.  

Finally we came up with a better solution. I took her favorite cloth pad and figured out how to make them for her at home. We upcycled clothes to make them and today those are some of her favorite pads.  

When my daughter needed a scientific calculator for school and we didn't have an extra $100 to buy one, we got creative. We traded for one at McKay Used Books. 

Amy Dacyczyn said it best when she said, "when there is a lack of resourcefulness, inventiveness, and innovation, thrift means doing without." That wasn't the case in our home. 

Now I've seen a lot of creativity in my lifetime and I'm sure you have too. I've seen the maintenance man at school fix a door with the end of a matchstick. Now that's being creative. 

We all have creativeness inside of us and it depends on us as to how we used it to the best of our advantage. 

As Theodore Roosevelt said, "Let us do what we can, with what we have, where we are." 

Belinda
~ Living within our Means ~

Sunday, September 16, 2018

Grocery Haul September 14, 2018


On Friday we did the bulk of our grocery shopping for the month. Our first stop was at Ingle's where we spent $22.25. We bought some meat markdowns ($1.99 & $2.49) and the following items were from the Crash & Burn section. 
Green Chilis 50¢ each. These had been on my grocery list. How lucky we were to find them at this discounted price. 

 Spaghetti & Bruschetta Sauce $1.00 each. The spaghetti sauce was also on my grocery list, so I was tickled to find it on markdown for $1.00 per jar. 




Buns 38¢ each on markdown, another item on the grocery list. 


Our Next stop was at Kroger where we spent $136.85. 

I always check the Crash & Burn section first since those items can be rare. We hit the jackpot this time. 

Crash & Burn Items


Bush Baked Beans 99¢
Campbell Soup 49¢
Kroger Pears 49¢
Kroger Pineapple 59¢
Hunt's Pasta Sauce 49¢
Kroger Soup 39¢
Kroger Beets 39¢
Campbell Soup 49¢
Kroger Fruit Cocktail 49¢
Kroger Corn 29¢
Le Sueur Green Beans 29¢
Muffin mixes 49¢

Flour tortillas for $1.00 each. 
Kroger Milk was priced at $1.59 a gallon.


But we found some on markdown for $1.19. 


Huge tub of Kroger Sour Cream $3.89. Multiple Yogurts markdown to 49 & 59¢. One large plain yogurt marked down to $1.29. A free bag of Fresh Express salad with coupon. 


Corn on the cob on markdown for $1.49. Oscar Mayer beef hot dogs on sale, but we were charged the non-sale price, so I will have to take care of that. 


Some more meat and yogurt markdowns. Some hard salami for sandwiches.  Two jars of Kroger preserves one cherry and one strawberry. 

This summer we found Smucker's cherry preserves on sale, so we bought and tried and liked them. 

The Kroger brand was on sale for $1.49 this week, so we bought it to try. It is much less expensive than the Smucker's brand. 


Two Asian salads on markdown for $1.49 and 1 baby spinach on markdown down $2.39. Also some cheddar and American cheese. 

Cream Cheese $1.00. Cheese breadsticks and pumpernickel bread on markdown for $1.29 each. 


Chorizo for $1.00 per package. Some regions 
were able to get coupons for this, but our area didn't, but this was a great price, so I stocked up. 


More meat markdowns. 


Mandarin Oranges 89¢ each
Kroger tomatoes with jalapenos 49¢ each
Kroger dark kidney beans 49¢ each
 


A box of salt for 29¢.


Campbell's Soups $1.00 each. I like to cook with the Beefy Mushroom and I always buy it when it's priced at $1.00 per can never paying the $1.65 and over that it normally cost. 

What was funny was that although this was on sale for $1.00, there were several of them in the crash & burn section for 49¢ each, which I also picked up. 




Two packages of sugar for $1.89 and spices were on sale for $1.00 a bottle except for the dill, which was $4.00. I was out of all of these spices.  

Other items we bought, but did not picture include:
2 loaves bread 85¢ each
2 boxes Kellogg's cereal 99¢ each
1 package sweet onions $2.99
Almond milk $2.79
I'm sure I've forgotten some things but this was the bulk of our shopping. We added a total of 55 cans of food to our pantry this weekend. Many of them came from the Crash & Burn section. 

I've already put everything away neat and tidy into the pantry and freezer, so we are good to go for  while again. :)

Belinda
~ Living within our Means ~



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