Monday, February 16, 2015
Monday
S-T-R-E-T-C-H-I-N-G Chili
Today has been a very productive day for me. I woke up early and started working in the kitchen and making a stock pot full of chili. I wanted to make this dish because it is cold and rainy here with snow and ice in the forecast. The steps outside are very icy and ice is hanging from the roof line and the trees. Chili will be good and warm to eat.
On Sunday, I paid $3.54 a pound for two pounds of ground beef, so I wanted to make sure to s-t-r-e-t-c-h this as far as possible, so once I made the chili, I added one pound of cooked pasta (I was out of elbow mac, so used what I had on had) and I added a whole bottle of V8 juice and it almost filled my 12 quart stockpot. This will definitely last for a few days and what we don't eat, I will store in the freezer.
Bounty of Celery
I mentioned in my last post that we had recently found a source for some free food. On Saturday we were given 15 bags of organic celery. I love organic celery because I can tell a HUGE difference in the taste between it and celery that is not grown organically.
So, in my effort to use this bounty to my best advantage, I decided to clean it all, chop it up, and place it into freezer bags. In the end I had 10 quart sized bags of celery to add to my new freezer stash. This summer when finances are tight, as they usually are during the summer months, I'll have this to help see us through the hard times.
Along with the celery came these flowers:
And lastly, the mailman brought me a freebie from Twinings Tea.
We are looking forward to watching The Fosters on TV tonight. Hopefully the power will stay on and we will be snuggly warm under a blanket. I hope your Monday was enjoyable. :)
Belinda
Live simply by not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
Sunday, February 15, 2015
Weekend Update
Freezer
As you may recall back in June we donated our upright freezer to a local charity for their summer feeding program. At the time they were asking for a freezer, our freezer had been mostly empty for a few months because of the price of food and I was struggling to keep it full and knew in my heart that it would serve a better purpose with them.
Fast forward eight months and things have eased up here a bit financially, we have found several free sources of food and there have been several times that I've had to take the ice cube trays out of the small freezer on top of our refrigerator just to hold the bargains I had found that day. After doing without ice cubes at least twice in the last month, I decided to take the plunge and buy a small freezer just for the overflow. So yesterday we went to Lowe's and found one for $159 and it will be delivered today. I already have plans to put it to good use.
Snow in the Forecast
The weatherman is calling for snow here this week. I have a little bit of rock salt on hand, but did pick up some ice melt while I was at Lowe's yesterday. If it does storm, I hope we do not lose electricity. That is one of the reasons I wanted to donate our large freezer. I had lost a lot of food at least three times for power loss in the last few years, and I was tired of it. The new freezer is much smaller and the if it happens again, the lose won't be as hard to take.
Anyway, the snow is forecast for Monday through Wednesday. I am really hoping we don't get any snow. We have Monday & Tuesday off for Winter Break and then I am scheduled to work Wednesday through Friday. Any snow will put a kink in my plans as everything stops when it snows in the south.
Valentine's Day
According to Len Penzo, $17,000,000,000 was the amount of money spent on Valentine's day in 2014. Now that is a lot of money! On Thursday, I saw all sorts of Valentine's Day gifts being delivered to students at school. I even saw two students receive one dozen long stemmed roses in the white boxes. As I recall, those are very expensive.
Total spent on Valentine's day at the Frugal Workshop: $0
Life Lesson
One of the lessons my daughter has learned growing up is that money does not grow on trees. As a result, she is pretty frugal in her own right and has learned not to expect gifts on days like Valentine's Day and since she doesn't expect anything, she is not disappointed.
She was with her friend shopping at Staples the other day and she was using a coupon for $1.12 off a purchase and her friend laughed at her for it. This is the same friend who overspends on things on a regular basis. I'm so glad that my daughter sees this at an early age because those lessons can be, for some people, painfully hard to learn and can sometimes take a lifetime to learn.
Amy Dacyczyn always said that Americans need to spend less than they earn and by maintaining a consistent lifestyle, they will build the financial stability to withstand downturns while, it's likely, re-setting lifestyle expectations to what an income can support.
As you may recall back in June we donated our upright freezer to a local charity for their summer feeding program. At the time they were asking for a freezer, our freezer had been mostly empty for a few months because of the price of food and I was struggling to keep it full and knew in my heart that it would serve a better purpose with them.
Fast forward eight months and things have eased up here a bit financially, we have found several free sources of food and there have been several times that I've had to take the ice cube trays out of the small freezer on top of our refrigerator just to hold the bargains I had found that day. After doing without ice cubes at least twice in the last month, I decided to take the plunge and buy a small freezer just for the overflow. So yesterday we went to Lowe's and found one for $159 and it will be delivered today. I already have plans to put it to good use.
Snow in the Forecast
The weatherman is calling for snow here this week. I have a little bit of rock salt on hand, but did pick up some ice melt while I was at Lowe's yesterday. If it does storm, I hope we do not lose electricity. That is one of the reasons I wanted to donate our large freezer. I had lost a lot of food at least three times for power loss in the last few years, and I was tired of it. The new freezer is much smaller and the if it happens again, the lose won't be as hard to take.
Anyway, the snow is forecast for Monday through Wednesday. I am really hoping we don't get any snow. We have Monday & Tuesday off for Winter Break and then I am scheduled to work Wednesday through Friday. Any snow will put a kink in my plans as everything stops when it snows in the south.
Valentine's Day
According to Len Penzo, $17,000,000,000 was the amount of money spent on Valentine's day in 2014. Now that is a lot of money! On Thursday, I saw all sorts of Valentine's Day gifts being delivered to students at school. I even saw two students receive one dozen long stemmed roses in the white boxes. As I recall, those are very expensive.
Total spent on Valentine's day at the Frugal Workshop: $0
Life Lesson
One of the lessons my daughter has learned growing up is that money does not grow on trees. As a result, she is pretty frugal in her own right and has learned not to expect gifts on days like Valentine's Day and since she doesn't expect anything, she is not disappointed.
She was with her friend shopping at Staples the other day and she was using a coupon for $1.12 off a purchase and her friend laughed at her for it. This is the same friend who overspends on things on a regular basis. I'm so glad that my daughter sees this at an early age because those lessons can be, for some people, painfully hard to learn and can sometimes take a lifetime to learn.
Amy Dacyczyn always said that Americans need to spend less than they earn and by maintaining a consistent lifestyle, they will build the financial stability to withstand downturns while, it's likely, re-setting lifestyle expectations to what an income can support.
Belinda
Live simply by not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
Friday, February 13, 2015
Friday
We made it to Friday! :)
I worked three days this past week and as of today, we are out of school until Wednesday for Winter Break. I already have three days of work lined up for next week, and in fact have the whole month of February already scheduled.
Last night I took my car and put it into the shop for some needed maintenance, so I am spending today at home and have plenty to do to keep me busy. I am fighting a cold also, so a day spent at home will do me good. I have tissues, cough drops, hot tea, and Advil to help me feel better.
I made a version of Lasagna last night for dinner. I didn't have any lasagna noodles, so I made do with what I had on hand, which was elbow macaroni. Instead of layering it into a pan, I kept everything in a pan on the stovetop. I added in all the usual things, even adding cottage cheese in place of ricotta, and mozzarella cheese and parmesan to top it with. I didn't have garlic bread, so toasted some honey wheat bread and used butter and garlic powder. Everyone enjoyed it and we have plenty left for Friday night dinner, so I won't have to cook today.
My trusty mechanic just dropped my car off for me. He is my BIL and he put in wheel bearings on both sides for me and didn't charge me for them, which was so sweet of him. I made sure to load him up with all kinds of goodies to take home.
I hope you had a good Friday and a great weekend ahead.
Belinda
Live simply by not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
Sunday, February 8, 2015
Sunday
Apple Peeler
The other day I was lucky enough to purchase an apple peeler for $10 from a Facebook yard sale group. I had to watch a YouTube video to find out how to use it, but I figured it out. I love this thing. The video I watched, showed a man peeling potatoes with his, but this didn't work for me. I was able to successfully peel an apple with it though.
Breakfast & Dinner
Breakfast today was turkey sausage and toast with water to drink. I was the only one up for breakfast this morning, so time will tell what my daughter will have when she wakes up today. She was out with a friend last night and is sleeping in today.
When she finally woke up I made pinwheels for her. These are made up of ham, cream cheese, and black olives whizzed together in the food processor and spread on flour tortillas. I don't cut them into pinwheels, but leave them unsliced, so she can eat them sort of like a sandwich. I made enough to last her for a few days this week for breakfast and or lunch. I reused the tortilla bag to save me a Ziplock bag.
I made the cornbread last night for the dressing I made for dinner today. I was going to make mashed potatoes, but I wanted to use green beans as our vegetable today and I love potatoes cooked in green beans, so that will be our vegetable today. I also have some smoked sausage in the freezer, which will go well with that dish also. I am making enough dressing to last several meals, so some of that will be going into the freezer for other meals.
All of these meals are simply food that I have on hand and am using up this weekend. No spent money on eating out this weekend. :)
Today's Plans
Plans for today include getting ready for the four day work week coming up, so far I have three days scheduled to work. I will be doing laundry and laying out my clothes for tomorrow, fixing lunches for tomorrow, and getting my sub bag ready for the week. Getting these things done today will help relieve stress and anxiety in the morning, which sets the tone for the day and makes the whole day run smoother, a win-win situation in my book.
Ebay Sales
I sold two things on Ebay this week and made $29.67 after fees and one book on Amazon and made $5.09, which have both went into my emergency fund. Having an emergency fund gives me peace of mind and security for when something goes wrong, so I will have the funds available to deal with it.
Shopping for Entertainment?
My daughter went with a friend after her library duty, which meant I didn't have to wait on her to pick her up yesterday. I usually hang around the library and read, but yesterday I thought about going shopping, but in the end decided against it (other than the few grocery items I picked up and blogged about yesterday). There is nothing that I absolutely need, and I don't want to go shopping for entertainment. As you may recall, one of my goals for 2015 is to avoid consumerism and add to my savings as much as possible. There are things I would like to have, but do I really need them? No, I can do without them and make do with what I have on hand. I would rather see my bank account grow than spend money on something that is not a necessity. :)
Netflix, Teaching Children about Money
I watched part of Season 4 of Parenthood on NetFlix this week. For some reason, Season 4 of Parenthood cost more than Season 5, so I decided to watch it on NetFlix. My monthly subscription is $8.00 and my daughter pays me $5.00 because she wants it more than I do, so I made a deal with her. I let her work it off by doing small chores at home. We keep track of this by using an inexpensive spiral notebook. I first learned about this idea from Len Penzo in his blog post, "Using a ledger to teach kids Money Management Skills". We've been using this system for a few years now and it has worked well for her. She is 17 now and has her own checking account with a debit card and she is very disciplined in keeping track and how she spends her money.
That wraps up our day for today.
How are you spending your Sunday?
Belinda
Simply live by the rule of not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
The other day I was lucky enough to purchase an apple peeler for $10 from a Facebook yard sale group. I had to watch a YouTube video to find out how to use it, but I figured it out. I love this thing. The video I watched, showed a man peeling potatoes with his, but this didn't work for me. I was able to successfully peel an apple with it though.
Breakfast & Dinner
Breakfast today was turkey sausage and toast with water to drink. I was the only one up for breakfast this morning, so time will tell what my daughter will have when she wakes up today. She was out with a friend last night and is sleeping in today.
When she finally woke up I made pinwheels for her. These are made up of ham, cream cheese, and black olives whizzed together in the food processor and spread on flour tortillas. I don't cut them into pinwheels, but leave them unsliced, so she can eat them sort of like a sandwich. I made enough to last her for a few days this week for breakfast and or lunch. I reused the tortilla bag to save me a Ziplock bag.
I made the cornbread last night for the dressing I made for dinner today. I was going to make mashed potatoes, but I wanted to use green beans as our vegetable today and I love potatoes cooked in green beans, so that will be our vegetable today. I also have some smoked sausage in the freezer, which will go well with that dish also. I am making enough dressing to last several meals, so some of that will be going into the freezer for other meals.
All of these meals are simply food that I have on hand and am using up this weekend. No spent money on eating out this weekend. :)
Today's Plans
Plans for today include getting ready for the four day work week coming up, so far I have three days scheduled to work. I will be doing laundry and laying out my clothes for tomorrow, fixing lunches for tomorrow, and getting my sub bag ready for the week. Getting these things done today will help relieve stress and anxiety in the morning, which sets the tone for the day and makes the whole day run smoother, a win-win situation in my book.
Ebay Sales
I sold two things on Ebay this week and made $29.67 after fees and one book on Amazon and made $5.09, which have both went into my emergency fund. Having an emergency fund gives me peace of mind and security for when something goes wrong, so I will have the funds available to deal with it.
Shopping for Entertainment?
My daughter went with a friend after her library duty, which meant I didn't have to wait on her to pick her up yesterday. I usually hang around the library and read, but yesterday I thought about going shopping, but in the end decided against it (other than the few grocery items I picked up and blogged about yesterday). There is nothing that I absolutely need, and I don't want to go shopping for entertainment. As you may recall, one of my goals for 2015 is to avoid consumerism and add to my savings as much as possible. There are things I would like to have, but do I really need them? No, I can do without them and make do with what I have on hand. I would rather see my bank account grow than spend money on something that is not a necessity. :)
Netflix, Teaching Children about Money
I watched part of Season 4 of Parenthood on NetFlix this week. For some reason, Season 4 of Parenthood cost more than Season 5, so I decided to watch it on NetFlix. My monthly subscription is $8.00 and my daughter pays me $5.00 because she wants it more than I do, so I made a deal with her. I let her work it off by doing small chores at home. We keep track of this by using an inexpensive spiral notebook. I first learned about this idea from Len Penzo in his blog post, "Using a ledger to teach kids Money Management Skills". We've been using this system for a few years now and it has worked well for her. She is 17 now and has her own checking account with a debit card and she is very disciplined in keeping track and how she spends her money.
That wraps up our day for today.
How are you spending your Sunday?
Belinda
Simply live by the rule of not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
Saturday, February 7, 2015
Saturday
Work Week
I've been very fortunate to have worked every day the last two weeks. I'm grateful for the opportunity to work because sometimes there are dry spells and breaks from school when I don't get to work as much.
Price of Beef
The other day I thought I had the day off and happened to be in the grocery store (I was called into work right after I left the store) where I found one package of Angus beef patties on markdown. This was a four pound package for $12.59. Normally the patties cost more than plain ground beef in a package, but not this time. This package actually worked out to $3.15 a pound, which was a good deal. Even the packages of plain ground beef with yellow mark down stickers were $4.54 a pound.
I wasn't in the mood for hamburgers and using it as hamburgers would not stretch it as far as using it in other ways, So I decided to break them up and brown them with plenty of onions, garlic, salt and pepper.
Afterwards I ended up with over 8 cups of ground beef. I put half of this into my crockpot and made chili, and I put the other half into a freezer bag and placed it in the freezer for another meal later.
After I made the chili, I got started on Sunday dinner. I chopped up some onions and celery and sauteed them in butter. I put them in the refrigerator for later. I'm going to be making some dressing for Sunday dinner, so it will be nice to have this step already completed. I also have a lot of potatoes on hand, so I will definitely be making some mashed potatoes to go with our Sunday dinner.
Amazon Sales
I sold a book on Amazon this morning, so I packed it up and dropped it off at the post office on my way to drop my daughter off at the library for her volunteer duty. I have found that it is easier and cheaper to sell books on Amazon than Ebay, so from now on I will list all of my books on Amazon. I have sold four books on Amazon since I started just a couple of weeks ago. It's simple and easy to do and it is like getting a little bit of income without really having to do much to earn it. And like I say, every little bit helps.
Paperback Swap Update
Paperback Swap will begin charging members to use their service this month, so I have decided to end my membership with them. I have used them for about six months now and I felt like the selection of books to choose from was poor and were untradable at McKays, so with the announcement that they will begin to charge a yearly fee or transaction fee, I have made the decision to end my membership with them.
Errands
After I dropped my daughter off at the library today, I went to Cooke's for some buttermilk ($1.19), toilet paper ($3.00), crackers ($1.19), salmon pouches (44¢ after coupon), and a free 12 pack of Coke ($3.33). I checked the crash & burn section, but did not find anything. I need to make some cornbread for the dressing tomorrow, which is why I needed the buttermilk.
Today's Funny...
At 6:15 this morning I heard someone knocking on the back door. I was a little freaked out until I realized it was Big Kitty laying up against the door scratching and thumping the door. So, it was actually a cat burglar. hehehe ;)
That's all the news that's fit to print from here. I hope everything is good in your corner of the world. :)
Belinda
Simply live by the rule of not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
I've been very fortunate to have worked every day the last two weeks. I'm grateful for the opportunity to work because sometimes there are dry spells and breaks from school when I don't get to work as much.
Price of Beef
The other day I thought I had the day off and happened to be in the grocery store (I was called into work right after I left the store) where I found one package of Angus beef patties on markdown. This was a four pound package for $12.59. Normally the patties cost more than plain ground beef in a package, but not this time. This package actually worked out to $3.15 a pound, which was a good deal. Even the packages of plain ground beef with yellow mark down stickers were $4.54 a pound.
I wasn't in the mood for hamburgers and using it as hamburgers would not stretch it as far as using it in other ways, So I decided to break them up and brown them with plenty of onions, garlic, salt and pepper.
Afterwards I ended up with over 8 cups of ground beef. I put half of this into my crockpot and made chili, and I put the other half into a freezer bag and placed it in the freezer for another meal later.
Here is the chili in the crockpot all hot and ready for when people are ready to eat.
After I made the chili, I got started on Sunday dinner. I chopped up some onions and celery and sauteed them in butter. I put them in the refrigerator for later. I'm going to be making some dressing for Sunday dinner, so it will be nice to have this step already completed. I also have a lot of potatoes on hand, so I will definitely be making some mashed potatoes to go with our Sunday dinner.
Amazon Sales
I sold a book on Amazon this morning, so I packed it up and dropped it off at the post office on my way to drop my daughter off at the library for her volunteer duty. I have found that it is easier and cheaper to sell books on Amazon than Ebay, so from now on I will list all of my books on Amazon. I have sold four books on Amazon since I started just a couple of weeks ago. It's simple and easy to do and it is like getting a little bit of income without really having to do much to earn it. And like I say, every little bit helps.
Paperback Swap Update
Paperback Swap will begin charging members to use their service this month, so I have decided to end my membership with them. I have used them for about six months now and I felt like the selection of books to choose from was poor and were untradable at McKays, so with the announcement that they will begin to charge a yearly fee or transaction fee, I have made the decision to end my membership with them.
Errands
After I dropped my daughter off at the library today, I went to Cooke's for some buttermilk ($1.19), toilet paper ($3.00), crackers ($1.19), salmon pouches (44¢ after coupon), and a free 12 pack of Coke ($3.33). I checked the crash & burn section, but did not find anything. I need to make some cornbread for the dressing tomorrow, which is why I needed the buttermilk.
Today's Funny...
At 6:15 this morning I heard someone knocking on the back door. I was a little freaked out until I realized it was Big Kitty laying up against the door scratching and thumping the door. So, it was actually a cat burglar. hehehe ;)
| Big Kitty |
Belinda
Simply live by the rule of not spending money you don't have.
© Belinda & Frugal Workshop, 2011 - 2015.
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