Wednesday, May 28, 2025

Saving Money on Washing Laundry

Saving Money on Washing Laundry

There are ways that we can save money when it comes to doing our laundry. One way is by always washing full loads of laundry. Use less detergent than the bottle says to use, and cut that amount in half or even less. Use as little as possible to clean your clothes. Also, you can use vinegar as a fabric softener. 

Use cold water to wash laundry to save money on electricity for your water heater and your well pump, if you have a well pump.

Before you wash your clothes inspect them to see if they really need washing. Sniff them, do they smell, are they wrinkled or stained? If you answer no to these questions, you don't need to wash them as it is a waste of money to wash clothes that are not dirty.

Wearing clothes more than once saves you money because you will do less laundry. When I go out of the house to run errands I’ll dress better than I do if I'm just staying home for the day.  

Then, once I get home from running errands, I’ll take my clothes off immediately and hang them up to wear another day and switch back into my every day clothes. This helps to make my good clothes last longer with less laundering and saves money in the process. 

Also considering wearing an apron that will save your shirt from spills and stains. You can hang it in the kitchen, and use it daily.

Also consider having outside clothes for dirty jobs like gardening, which can stay by the door and gets washed minimally. 

My Dad had his workshop downstairs for many years and it is completely separate from the house upstairs. There is also a bathroom, and washer and dryer, so he could shower downstairs and wash his clothes and not have to bring the dirt from his machinery upstairs with him. 

Stretching your laundry means stretching the life of your clothes. Stretching your clothes means stretching your dollar and we could all use some of that in our finances these days.

Saving Money on Drying

The cheapest way to dry your laundry is to hang it to dry, but if you do use a clothes dryer, be sure to clean the link trap after every load to make sure it is drying and heating sufficiently. Also, use a dryer lint brush to get all the dryer link out, or if you have a vacuum cleaner attachment use that to get rid of even more dryer lint. 

What are some ways you save money on laundry?


Belinda 🫶 
💕 Homemaker at Heart 💕 
~ Living within our Means ~
My Linktree


~ She looketh well to the ways of her household ~
Proverbs 31:27



Monday, May 26, 2025

Menu Plan Monday ~ Saving Money in my Frugal Kitchen ~ Week #4 May 2025

 

Quote of the Week

"The cost of food is significant. When we eat out and pay someone else to cook our food for us, the bill can easily double or triple in cost. Therefore, cooking our own food at home saves us money".

Dining out multiple times per week at a cost of $15 to $50 per meal adds up and can easily become a habit, is often unhealthy, unplanned, and eats away our savings accounts.  Cook at home, invest the difference and buy your freedom. 

My Frugal Week

On Monday after letting the chicken broth from the rotisserie chickens cool, I packaged it up and ended up with ten pint sized containers of deep colored broth. 

Afterwards I sorted thru the bones and picked out the remaining meat, and ended up with about one third full of a gallon size Ziplock bag. Then I decided to use it with a package of Pepperidge Farms dressing and the chicken broth to make chicken and dressing for dinner on Tuesday evening. 

On Thursday we were out of gelatin cups again. So, I made six cups with strawberry/banana gelatin and canned pears and peaches, and I made six cups using orange gelatin and fresh clementines. These make the perfect evening snack with a spoonful of cottage cheese on top. 

On Friday after yard sales, I stopped at Aldi and picked up two pounds of red grapes, grape tomatoes, one English cucumber, and one package of strawberries, which came to $9.90. 

On Saturday I washed the new mason jars I picked up this week and reorganized a shelf in my kitchen. I washed a board we found last week at a yard sale to make a shelf liner. Then I lined up all my jars on the shelf, which should make it easier to find them and put them away after using. 


Have you ever known ketchup to go bad? I had a bottle in my fridge that was fine when we bought it but tasted off to me recently even though it was not out of date. I didn’t want to use it in my beefy baked beans recipe this week, so instead I turned to some Heinz ketchup packs, given to me by a friend, and measured out the half cup I needed and used that in my recipe instead. 

Look around at what you have and ask yourself,  “how can I use this”, even if it’s in a different way. Look outside the box. Some of these frugal tasks may seem like a lot of work, but hard work is something we can do

Recipe of the Week

This recipe reminds me of my homemade chicken nuggets recipe, but this one has the addition of chopped broccoli, which will boost the nutrient content. 

Cheesy Chicken and Broccoli Patties  


Ingredients:


1 pound ground chicken

1 egg

2 cups chopped broccoli 

1 cup of sharp cheddar cheese


Directions:


Season with pepper, salt, onion powder, and paprika to taste.   

Mix everything together and make into patties.

Place on a parchment paper lined baking sheet. 

Bake at 425° and for about 25 minutes.

 

What’s for Dinner

Monday ~ BBQ Chicken, Steamed Broccoli, Cucumber & Tomato Salad. 

Tuesday ~ Chicken & Dressing, Green Beans with Onions. 

Wednesday ~ We had Florida family come in for just a few hours on a layover in Chattanooga after their Tennessee river cruise. It wasn’t long enough to bring them back home for lunch because of the distance, so we went to Wendy’s and they bought my lunch, which was a small chili and water. 

They are both very frugal and wanted to stop at Burger King to get the $3.99 Whopper Wednesday deal to take with them for dinner later. They needed two Whoppers and you can only get one on the app, so Linda bought one on her app and I bought one on my app. I teased them and told them that since they bought my lunch, I would buy dinner. 😂 

Linda saw me take the receipt from Wendy's and add it to my Fetch app, so she asked me about it. I went ahead and installed it on her phone for her and she ended up with 2,700 points before she left the Chattanooga airport. 

And I got 3,000 points for the referral.  If you're interested in joining Fetch and scanning your receipts for gift cards to places like Amazon, Walmart, Kroger, etc., my referral link can be found in the right hand column at the bottom of this page. 

Once I got home I made dinner for Bailey and myself, which was Chicken and Dressing from Tuesday, and Cucumber Tomato Salad.

Thursday ~ Beefy Baked Beans, Steamed Carrots & Cabbage, Sliced Zucchini, and the last of the Cucumber Tomato Salad. The zucchini, free from a friend, was sliced into coins like cucumbers and served raw. Bailey doesn’t care for cooked zucchini, but she really enjoyed it raw, so I’ll be serving it this way again. 

Friday ~ Bailey had her book club to attend, so I was on my own for dinner. I made both of us a Caesar Grilled Chicken salad for dinner, but we didn’t eat together like we usually do. 

Saturday ~ Lemon Pepper Chicken with Peppers & Onions, Carrots, Cabbage, and Corn on the Cob. 

Sunday ~ Cheesy Chicken and Broccoli Patties (recipe above), Corn on the Cob, along with a garden salad.

What’s been on the menu in your home this past week?


Belinda
Homemaker at Heart
Mortgage & Debt Free
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


Friday, May 23, 2025

Fourth Frugal Friday of May 2025


Welcome to Frugal Friday! 

Quote of the Week

"Don't count us out, we're [...] old school where hard work and sacrifice are the name of the game".  ~ Mrs. Patsi from A Working Pantry

My Frugal Week

This week I've been reading more reporting about the tariffs and how the cost of goods are going to rise. 

Another item I read this week is that a growing number of Americans are financing groceries with buy now, pay later loans. And more and more people are paying those bills late. This tells me that some consumers are struggling to afford essential expenses like groceries and the reasons are varied, but include inflation, high interest rates, and economic uncertainty. 

There are always going to be hard times, so it's important for us to use our best frugal skills to weather this latest storm as well as other storms in good or hard financial times. 

In previous generations, it was very common to live a life of careful thrift, which included wise spending, careful use of resources, and a consistent habit of saving.  Those things need to be front and center in our lives today to see us through these latest hard economic times as uncertainty is here for everyone. 

We need to be looking for ways we can manage with what we have. One way that we can combat rising prices is to shop the second hand market for things we need. There are no tariffs on thrift store or yard sale clothes. And shopping the second hand market not only reduces our carbon footprint, but it keeps those items out of the landfills, and funnels money into our local economies. 

So, use some of your time this summer to go to yard sales and thrift stores. Trade and barter things you need with friends and family. Amy Dacyczyn used to yard sale during the summer months for things she needed all year long including school clothes and Christmas gifts. 

Good financial management means a cautious and orderly outlook when it comes to our finances. Waiting, careful thought and planning are essential when it comes to getting the most out of our money. Having a budget with plans for our income are very important considerations in planning for both spending and saving.  
 
"Say no to [...] things that you know are going to decimate your budget. Saying no is free and sometimes saves you a fortune".  ~ Annabel from The Bluebirds are Nesting on the Farm
Look around your home at the things you have and ask yourself how you can use those items, maybe even in a different way. Look outside the box. Working hard is something we can all do in order to survive these current hard times. 

Maintaining Our Driveway

Over the years we have put a lot of money and time into maintaining our driveway, which is 1/8 of a mile long and requires routine maintenance.  

My Dad was especially the one who maintained it while he was alive, and since his passing, it has become even more challenging. 

My neighbor came last weekend and worked on it after he cleared his land last summer, which caused it to wash out both of our driveways. 

He is ordering a culvert for both his driveway and ours and I'll pay him for ours, but he is doing the work for free. (A definite blessing)

There are some also some potholes that have developed that need work. The local rock quarry will let you come and get a five gallon bucket of rocks for free. There is no way I could carry a five gallon bucket of them, but I did go and get a small bag and put them in one of the bigger pot holes and will continue to do this until the issue is resolved. 

I'm so grateful for our neighbor who is willing to do the work for free and for the rock quarry willing to let us have some free rocks. 

Speaking of the driveway, we had bad storms here on Tuesday night and when I went out Wednesday morning for physical therapy I found a tree had fallen across the driveway. 

Part of the tree was rotten, so lucky for me, it broke into several pieces. I was able to get out of my car and move enough of the pieces to get my car out of the driveway, which is something I wouldn't have been able to do before my knee replacements. I would have had to call my BIL Jody to help me, so another blessing in disguise for sure. 

Savings of the Week


On Thursday I went to Circle K to save 40 cents per gallon on gas, which was a loyalty discount for being part of their rewards program. I paid $2.39 per gallon and it only cost me $24.26 to fill up my car with gasoline. Now I have a full tank in preparation for Yard Sale Saturday. 

Freebies



Freebies this week included a Southern Living magazine, lemonade Capri Sun, two applesauce, two bars of soap, and a roll of toilet paper, which came from the free box at the thrift store. 

Package From Sluggy 


A package from Sluggy after her recent giveaway arrived on Wednesday. 

I saved it for after dinner so Bailey and I could enjoy opening it together. It was a great selection of items, and we both picked out different things we wanted. 

There was a pair of headphones in the package and I've been wanting a pair to carry in my purse when I go places, so I won't disturb others. 

And right now the linen scented Febreze plug in is sending a beautiful scent throughout my bedroom. 

I was really tickled to win Sluggy's giveaway. Thank you again Sluggy!

Bailey

If you're interested in reading about Bailey's first craft fair, she has started writing on Substack and you can read about it here. She is an excellent writer and you’ll find her posts to be engaging and fun to read. You may even learn more about our life here as she tries to do things frugally just like her Mom. I’m very proud of her. 

Joy of the Week

My goodness this was such a great week. I got to see family on Sunday that I had not seen since Christmas and saw additional family on Wednesday that I had not seen since Thanksgiving 2023. 

They were all very happy to see me up and walking around with no assistance along with my weight loss, and gave me lots of hugs. This was the joy of my week for them to see me walking around unassisted after all the hard work I put in towards that goal.  

What I've been Listening & Reading This Week

Home Depot Pledges to Keep Lid on Prices

Lisa Romano  ~ An excellent resource for those who are working on healing. 

In Closing

There can be a satisfying type of joy found in the rhythm and puttering around in our homes. The smell of good food cooking, coffee brewing, the glimpse of the morning light, or seeing the sun's rays behind a cloud.  

This week I hope you will take some time to pause and reflect on the ordinary things in your life and find simplicity and grace in your every day tasks as you go about your days. 


Thank you for dropping by my frugal blog, you are always welcome here. 

We would love to hear all about your week in the comment section.


Belinda 🫶 
💕 Homemaker at Heart 💕 
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


Monday, May 19, 2025

Menu Plan Monday ~ Saving Money in my Frugal Kitchen ~ Week #3 May 2025

My Frugal Week

This was a week of planning meals from what we have on hand and was more of a cook once, eat twice kind of week. 

Chicken Broth in the making

On Saturday we stopped in at Walmart for cottage cheese. They had their rotisserie chickens marked down to $2.02, so we bought five of them. I came home, deboned them, put the bones in the crockpot and all that good chicken meat in the freezer for future meals. I was able to get two gallon size bags of meat from the chickens and six pints of chicken broth for the freezer. 


Photo of the Week



Our first cantaloupe of the season, which was delicious and cost $4 from a roadside stand. He had watermelon for $12, but that was out of my price range.

 

What’s for Dinner

Monday & Tuesday ~ Chicken Soft Tacos, Corn or Flour Tortillas, Extra Sharp Cheddar Cheese, Red Onions, Tomatoes, Black Olives, Chipotle Sauce

Wednesday & Thursday ~ Smoked Sausage, Potatoes, Green Beans & Onion Baked Casserole. 

Friday & Saturday ~ Chicken, Cucumber Salad, Stir Fry Vegetables. I added onions and peppers to the chicken along with Asian seasonings to go with the stir fry theme. 

I thought about going to the store for tomatoes, lettuce, and cheese and making our favorite tacos, but rather than do that I made dinner out of what we had here. It was a big hit and I saved money by not going to the store. Use what you have at home and save yourself some money. 

Sunday ~ Bailey was out of the house with her book club friends and I had a family event to attend. They made taco meat on the Blackstone and homemade queso with all the fixings. It was delicious. 

What’s been on the menu in your home this past week?


Belinda
Homemaker at Heart
Mortgage & Debt Free
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


Friday, May 16, 2025

Third Frugal Friday of May 2025



Welcome to Frugal Friday! 

My Frugal Week

Last Friday I went to physical therapy where she told me I no longer needed to use the walker! Woo Hoo! Bailey and I went to Walmart for groceries and rather than use a motorized cart, I walked and got in almost 3,000 steps just getting groceries. It was a huge milestone for me. 

Afterwards we went to Publix for my free birthday ice cream (Black Cherry Frozen Yogurt), Starbucks for my free birthday drink (Iced Green Tea), and to the ATM for some Saturday yard sale cash. 

Yard Sale Saturday 

Saturday was spent going to yard sales, which was so much fun as usual. I normally drive, but my car is still in the shop, so Bailey drove her car, which made it more fun for me not having to drive. 

Here are some of the things we bought:


We bought this cat bag for 75 cents and Archie was the first kitty to check it out. This was a big hit with all the kitties. It unzips on the other end to make a tunnel too. 

Other items include:

- 4 cup Pyrex glass measuring cup
- Hoodie with kangaroo pocket for $1.50
- paper towel holder for $2
- large plastic storage bin for $3
- 1 wide mouth Ball quart canning jar for 25 cents
- 1 package Angel Soft tissue for 25 cents

At the last sale we went to, the lady was packing up things to donate. She told us we could get one of her reusable bags and fill it for $1.00, so we both did that. 

Sunday we spent the day at home having a spa day and drinking cups of hot tea. I made a cheese board and added pickles, crackers, and clementines. 

On Monday I had physical therapy and needed Bailey to drive me. She goes to town on Monday to work and wanted to save gas, so rather than bring me home and go back, I needed to find something to do that didn’t involve spending money. 

My insurance company pays for my membership at the YMCA, so she dropped me off for a few hours. My swimsuit from last summer was too big for me now, so I looked in her online shop and found a swimsuit that fit, so used that and worked out while she worked. 

On Tuesday I had injections in both eyes at the retina specialist, and I was finally able to pick up my car! Yay!

Wednesday & Friday were also physical therapy days and while I was in town, I went to Lowe’s and bought a PVC pipe to use in the driveway for water runoff until my neighbor can fix it when it finally stops raining.

Freebies


Free six pack of chicken nuggets from McDonalds for my birthday. We split these after yard sales on Saturday.

Saving Money YouTube Videos

10 Frugal Habits That Saved Me ThousandsVera, who lives in the Netherlands, and posts videos over at Simple Happy Zen shares ten frugal habits that save her thousands of dollars every year. These practical, mindful strategies go beyond basic budgeting tips and include meal planning and reducing impulse spending to building a strong saving mindset and how to avoid lifestyle creep. 

10 Frugal Dutch Habits to Save Money & Live Simple ~ Another video by Vera from Simple Happy Zen where she speaks about how the Dutch save money.

Saving Money on Entertainment

We’ve been watching Modern Family together on Hulu for the last few weeks. My Hulu subscription only cost me $1.08 per month and is definitely worth that.



Thank you for dropping by my frugal blog, you are always welcome here. 

We would love to hear all about your week in the comment section.


Belinda
Homemaker at Heart
Mortgage & Debt Free
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


Monday, May 12, 2025

Menu Plan Monday ~ Saving Money in my Frugal Kitchen ~ Week #2 May 2025


My Frugal Week

Did you know that a meal that cost you $10 to make at home will cost you $30 at a restaurant? Studies consistently show that cooking at home is significantly cheaper than eating out, with home cooked meals averaging $4 to $6 per person compared to $15 to $20 at a restaurant. 

Cooking at home will definitely save you money. The USDA Thrifty Food Plan shows two people, my and Bailey’s age, could spend $479.10 per month on the Thrifty Food Plan or up to $791.20 on the Liberal Food Plan. We definitely lean more towards the thrifty side.

 

What’s for Dinner

Monday & Tuesday  ~Homemade Pizza & Salad.  

Wednesday ~ Homemade Chicken Nuggets with BBQ Sauce or Honey Mustard for Dipping, Sunday Bean Salad. 

Thursday ~ 15 Bean Cajun Soup Beans with Ham, and Southern Spoon-bread Corn Casserole

Friday & Saturday ~ Grilled Chicken Salads. They were so good! Sometimes a salad just hits the spot and today was one of those days. 

Sunday ~ Cajun Soup Beans & Ham and Cornbread. 

What’s been on the menu in your home this past week?


Belinda
Homemaker at Heart
Mortgage & Debt Free
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27


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