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Wednesday, October 1, 2025

September 2025 Review & October 2025 Goals

I had a large auto repair bill at the first of September, so I really pinched my pennies in September, so I wouldn't have to dip into any of my savings accounts.  So, I’m glad to see the end of the month get here and say we made it through without having to pull money from savings. Yay! 

We ended up spending $198.07 on groceries, even with being careful, but we do have a good stockpile going into October. I spent $122.20 on gas, which I know is a lot, but we have to travel long distances to get anywhere, so it is no surprise. 

Some other things I did to save money in September include:

I had a basket of miscellaneous sanitary pads, but each month I buy my preferred style and bypass the basket. So, instead of buying new sanitary pads this month, I used up those from the basket. 

In the kitchen I kept an inventory of the food we had, so I wouldn’t rebuy items I already had on hand. And I used what we had on hand to make meals, although I did stock up on some sale items in September. 

Goals for October include continuing to clean out the downstairs and outbuildings, which is a work in progress. I went down there on Tuesday and filled up one contractor bag with trash of some of the old mail I found recently. 

I will continue my healthy, low carb, very low sugar, eating plan and riding my bicycle pedals for one hour each day and continue my physical therapy exercises. I’m at my lowest weight right now, but still have more weight I want to lose. 

I want to get busier with Christmas gifts. I have two that I know I will gift, but I’d like to work on this in October more. 

I’m going to keep track of my no spend days. 

How about you? Any goals for October?


Belinda ðŸ«¶ 
💕 Homemaker at Heart ðŸ’• 
~ Living within our Means ~
My Linktree

~ She looketh well to the ways of her household ~
Proverbs 31:27






16 comments:

  1. Well done on getting through a major expense without tapping into savings. I came in under budget on household and grocery but have really spent on myself. I give that to working this contract and treating myself to things for my trips. I keep sanitary supplies here all the time just in case others need. Having daughter's and sisters and lots of teammates in locker rooms, I got used to always being prepared for others. I keep one in my purse and have helped strangers in bathrooms caught off guard and very glad to have been able to.

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    1. Awwww…..that is so nice of you, Sam. The girls and woman must be so grateful, I know I would be!

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  2. Wow, well done with no pulling from savings. And, that's a super low grocery spend in min mind. Very, very well done! I do have a bunch of goals for October. They are basically: wrap up a big work project, get back to my normal health & fitness routine, & start planning for the future (budgets, etc). - Hawaii Planner

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    1. Sounds like great goals. I hope you meet every one o

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  3. You did good on using funds other than savings. I keep sanitary products here, although I don't need them - just in case for others.
    You have done so well with your weight and continuing to improve your health. Great job.

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  4. Since I have 3 DIL's I keep supplies on hand all the time.They all know where the stash is and never have to ask.
    My plans for October are the get the room of horrors finished and just enjoy the month, hopefully with a small side trip somewhere beachy.

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  5. Well done Belinda. My October plans are to finish the mittens, finish the firepit quilt, make 2 double oven mitts, find the fabric to sew Harvey some pajama pants, and do some embroidery. After Kurt goes home and the sewing is done I will warp the loom and get a rug made for him. Perhaps I will be able to fit a few little things in as well.
    If I can find some inexpensive apples or pie pumpkins a bit more processing of things for the store cupboard will be happening.
    I will be starting to stock up on a few of the extra things we need for the winter as well.

    God bless.

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    1. Thank you, Jackie. Sounds like a good set of goals for you this mont. I hope you meet all of yours too.

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  6. Ahem. When I stopped menstruating I thought, Oh Good! now I won't have to buy sanitary supplies anymore. Little did I know that with old age comes incontinence! Oh well. At least I have the privilege to have reached old age! And good health. So no complaints!

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    1. Oh my gosh, yes! You hit the nail on the head, Arlene. I feel your pain, but like you said, we are privileged to have reached our age and in good health. 💕

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  7. It’s inspiring how carefully you tracked everything in September and still managed to stick to your budget. I really like your October goals, they feel practical but also motivating. Your focus on low-carb eating, daily exercise, and getting ahead with Christmas gifts is a great mix of self-care and planning.

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